Employer-Sponsored Insurance

A new Medical Security System would be created to provide universal coverage, making coverage a "right."

A modified "play or pay" approach that creates incentives for workers and employers to buy into "Medicare Plus," a national program based on Medicare.

Researchers from the Urban Institute explore possible changes to the tax exclusion of employer-sponsored health insurance premiums as a potential source of financing for health reform.

House and Senate bills fall short of making COBRA premiums affordable.

This paper examines insurance discrimination based on health status defining discrimination as how the insurance industry differentiates among individuals in designing and administering health insurance and employee health benefit products. The paper provides a brief overview of discrimination practices, the federal law, and federal reform options to manage discriminatory practices in the insurance and employee health benefit markets.

New Urban Institute research estimates that only 440,000 kids who are currently eligible for public insurance might be covered privately if their parents received government support to pay a share of their employer-sponsored insurance (ESI) premiums.

A study of small business owners' views on health reform shows that business owners are very supportive of health care reform and that health care remains one of the most vexing issues facing their businesses.

Findings from a recent follow-up study on Massachusetts health reform conducted by the Center for Studying Health System Change, suggest two important developments that may threaten employer support as the reform plays out.

Individual and family subsidies have some important advantages over employer subsidies. They are better at targeting lower-income people, the largest segment of the uninsured. This paper argues that it is more efficient to provide subsidies directly to individuals and families than to employers.

This article reveals how the cost of family health insurance nationwide is increasing dramatically for employees without anywhere near an equivalent increase in family income.