Health Care Benefits: Creating the Optimal Design

This issue brief explores the role of benefit design and market innovations such as consumer-driven health plans and value-based insurance design to maximize beneficial coverage and offer incentives for better health and efficiency.

Health Care Benefit Design is part of a larger health reform initiative conducted by the Robert Wood Johnson Foundation’s (RWJF) Changes in Health Care Financing and Organization (HCFO) initiative. Recently, HCFO convened a work group, bringing together senior level policy-makers, researchers and industry experts to explore market innovations in benefit design, describe how they are currently being implemented, and discuss the potential for expansion. The group also examined what organizations of varying sizes and sectors think about benefit design. Through this effort, HCFO seeks to build the research base and expert capacity to assist policy-makers in developing health reform.